Conversational AI for Financial Services

Bridging the Gap Between Financial Products and the People Who Need Them

RyomaAI guides prospects through discovery, education, and qualification — then hands them to your sales team, ready to close. At scale. In compliance. With humanity.

Lead Qualified ✓

Ready for your advisor

75% Reduction in top-of-funnel effort
24/7 Always-on engagement
FSA Compliance-ready by design
The Industry Crisis

The Financial Services Industry Is at an Inflection Point

The industry that underwrites Japan's financial security is facing compounding pressures it cannot solve with the tools it has today.

A Workforce in Decline

40% of insurance agents in Japan are over 50. Critical knowledge and trust relationships are aging out of the industry faster than replacements can be trained.

Consumers Are Disengaging

Financial products are complex, jargon-heavy, and intimidating. Most marketing is ignored. Customers who might benefit never reach a sales conversation.

Compliance Costs Are Rising

Japan's FSA holds institutions responsible for third-party agent data security. Every customer interaction carries regulatory risk.

Digital Channels Underperform

Online campaigns generate impressions but rarely convert. Without intelligent engagement, most prospects disengage before they're qualified.

The Real Challenge

The Challenge Isn't Reach. It's Understanding.

Financial institutions have more ways to reach customers than ever before. The problem isn't visibility — it's the distance between a customer seeing a product and truly understanding it.

Most people feel too embarrassed to ask financial questions in front of a salesperson. The stakes are high, the language is opaque, and the decision feels overwhelming — so they delay, disengage, and tell themselves they'll come back to it later. They rarely do.

Standard digital tools widen this gap:
Ads

generate impressions but not understanding

Landing pages

deliver information but not clarity

Chatbots

answer questions but can't guide someone through a decision they don't yet know how to frame

Customers Disengage

Most customers who disengage never return. A private, low-pressure conversation changes that — giving people the space to truly understand what they're buying.

HS Hamada Shigeru

"I need a simple way to protect my growing family without spending hours deciphering financial jargon."

— Hamada Shigeru

51, working father-to-be

KT Kimura Takeo

"No one ever taught me about money—I just want to know where to start."

— Kimura Takeo

25, young blue-collar worker

SY Sakamoto Yuko

"I just want to know we'll be okay if something happens to my husband."

— Sakamoto Yuko

42, anxious homemaker

The Solution

Meet Your Always-On Sales Partner

RyomaAI is a purpose-built conversational AI platform for Japan's financial services industry. It doesn't replace your sales team — it empowers them. By handling discovery, education, and qualification at scale, RyomaAI delivers your agents something they've never had before: customers who arrive ready to buy.

75% Saves up to 75% of human effort at the top of the sales funnel.
Explore the full platform →
01

Engage

Meet customers where they are — on web, mobile, kiosk, or Japan's leading messaging platforms.

02

Educate

Guide them through complex financial products in plain language, at their own pace, without judgment.

03

Qualify

Collect goals, assess financial literacy, and build a detailed profile your sales team can act on.

04

Handoff

Deliver your agent a qualified lead with full context. No repeating. No cold starts. Just a warm conversation.

Why Ryoma

Built by the Team Japan's Financial Services Industry Deserves

Ryoma was founded by leaders who have spent their careers building systems that operate at the largest scales in the world — and who understand Japan's unique business culture from the inside.

Hyperscale Engineering Pedigree

Our founding team built and operated distributed systems at Amazon Web Services and Asurion — organizations that together serve hundreds of millions of customers globally.

Deep Japan Expertise

Our leadership combines decades of on-the-ground Japanese business experience with a profound respect for the culture, relationships, and regulatory environment that define this market.

Compliance-First by Design

RyomaAI was designed for challenging regulatory environments like Japan from day one. Every conversation is logged, auditable, and governed by a framework developed to meet FSA standards.

Meet the team →

Ready to Transform How Your Customers Discover Financial Products?

We're building the future of financial services sales — and we're looking for the partners and investors who want to build it with us.